THE MUSICIAN'S ANSWERING SERVICE	0306 880669 (DORKING)
	MUSICIANS DIARY SERVICE PERMANENT AND TEMPORARY
	173 HIGH STREET DORKING SURREY RH4 3EL
	FAX 0306 880038
MAS NEWSLETTER FEBRUARY 1991 The State of the Art Yes, it has to be said - you are not alone - it has been quiet for everyone. However things have been looking up recently. Reminders Despite the above, please do keep in touch regularly and do let us have contact numbers wherever possible. Some clients are still phoning in on the "old" number - now the fixing line. Please use your dedicated lines :- 0306 885411 - Strings and Harps 0306 889537 - Woodwind, Brass, Percussion, etc In this way the fixing lines will always be open so we can accept work for you. Pagers If you are interested in having a pager please contact Mary on 0306 740077. A pager dispenses with the "chore" of phoning in regularly as well as minimising the delay in getting replies to fixers. New staff Since our last newsletter we have been joined by Cheryl and Linda, bringing our staff cover to the full compliment. No doubt you will speak to them if you haven't already. Visitors We have been delighted to have so many visitors recently. Do call in if you are in the area - you are assured a warm welcome and a cup of coffee. If Richard is here he may take you for a proper drink! Graham Blair Financial Advisor Following on from the first Financial Newsletter issued in November 1990, I confirm that there was an excellent take up of the Income Replacement Insurance by members of the Musicians Answering Service who were not previously covered and worried about protecting their income during a prolonged period of illness. The scheme is still open for members who require this cover. As the financial year draws to a close (April 5th), now should be the time to think about ways of reducing your income tax liability. It is recognised that investing into a Personal Pension that is approved by the Inland Revenue and grows totally free of all UK taxes is highly tax efficient. The pension contributions can be set against your net earnings and thus reduce the income tax chargeable. Although pension contributions are limited to the number of pensions you hold. It is prudent to have all your eggs in one basket. Therefore, it is important to seek true independent financial advice from an advisor that can offer pensions from all the pension companies. I stress once again the Graham Blair Financial Planning is truly independent. We never cold call or pressure you for new leads. Should you require Independent Financial Advice on Pension Planning or an Income Replacement Insurance Quotation, telephone Robert Turrell of Graham Blair Financial Planning on 081 467 0267. RICHARD G SMITH MICHAEL E READING DIRECTOR SECRETARY PROPRIETORS: PHONAHONE LTD COMPANY REG No. 1636898 REG. OFFICE 173, HIGH STREET, DORKING, SURREY RH4 1AD