THE MUSICIAN'S ANSWERING SERVICE	0306 880669 (DORKING)
	MUSICIANS DIARY SERVICE PERMANENT AND TEMPORARY
	173 HIGH STREET DORKING SURREY RH4 3EL
	FAX 0306 880038
MAS NEWSLETTER MAY 1991 A few items to bring you up to date:- MAS EXPANSION - NO WAITING LIST We are pleased to say that the expansion programme has gone smoothly and we are now able to take on more clients. If you hear of any players who need a diary service please tell them to telephone us and we will be happy to give them any information they require - or send them a copy of our new brochure. STAFFING Rachel Emerson has been promoted to the newly-created position of Supervisor, acting in a supportive capacity to Isobel Collins, who remains MAS Manager. The rest of the team is as follows: Anne, Cheryl, Dorothy, Gillian, Juliette, Linda and Zoe. MAS FAX CONTACT MAS Fax number is 0306 880038. We will of course continue to use this to relay urgent messages while you are abroad, providing you supply us with a fax number for your hotel. We do emphasise that this procedure is for urgent messages only and still ask you to keep in touch with us - whether on tour or on holiday. You can also fax diary details to us. KEEPING MAS INFORMED We would be grateful if you could keep your secondary contact numbers up to date -always useful in a crisis. It is also helpful to have a record of ALL secondary instruments (where applicable). Finally a reminder for everyone to keep in touch regularly. FINANCIAL TIPS (GRAEME BLAIR - Tel: 081 467 0267) As interest rates are now starting to fall, many musicians will be considering moving to a new property or remortgaging their existing one to raise capital for home improvements or the purchase of musical instruments. There are basically two types of mortgage (Repayment and Interest Only) - further details from Robert Turrell, the senior financial planner to Graeme Blair Financial Planning Ltd. Robert gives the following general advice for current investment conditions: 1. Use existing investment contracts not already earmarked for other uses to minimise monthly coots. 2. Get quotation from solicitor for his charges. 3. Get quotation from broker indicating comparisons with all mortgages available utilising existing investment contracts. 4. Seek independent advice from an adviser who can arrange a mortgage from most sources and can advise on existing and new investment contracts from the market as a whole and not just a single company. Robert advises against taking out a deferred interest or fixed interest mortgage, and against selling existing investment contracts as these can nearly always be used as security against the new mortgage. RICHARD G SMITH MICHAEL E READING DIRECTOR SECRETARY PROPRIETORS: PHONAHONE LTD COMPANY REG No. 1636898 REG. OFFICE 173, HIGH STREET, DORKING, SURREY RH4 1AD